One way to join the property market is through the Government Help to Buy scheme with an equity loan. These loans are only available for new build properties. Our new homes team have acted for purchasers of new homes for over 20 years and we will help you understand the terms and details about the Help to Buy Scheme.
As a first time buyer, you can also purchase any property with a Help to Buy ISA. Please note that Help to Buy ISAs closes to new savers on 30th November 2019. However, if you have a Help to Buy ISA prior to this date. You will be able to keep saving until November 2029 and claim your cash bonus from the Government until November 2029 towards the purchase of your property.
After 30th November 2019, this scheme is replaced by the lifetime ISA for first time buyers although saving for retirement. Often called a LISA. This is a similar product, but with more complex rules. Please seek advice from your independent financial adviser.
We have the Law Society’s Conveyancing Quality Scheme (CQS) as well as Lexcel accreditation. CQS provides a recognised quality standard for residential conveyancing teams and is assessed annually.